How Maharashtra property stamp duty is calculated in this estimator
Estimated stamp duty = Assessable value × applicable modeled duty components
Assessable value is the higher of the agreement/consideration value and the official market or ASR valuation you enter. The selected Maharashtra location category then determines which standard-sale components the calculator models.
This scope is intentionally narrow: it is designed for a standard immovable-property sale/conveyance estimate, not every instrument or special transaction.
Stamp duty rates modeled for standard sale/conveyance
The calculator uses the ordinary Article 25(b) conveyance base-rate categories from the Maharashtra Stamp Act: 5% for the listed Municipal Corporation/urban category, 5% for the listed Municipal Council/Nagar Panchayat and related category, and 4% for the Gram Panchayat/other-area category. It then shows separately verified municipal or notified-transport additions where the selected location requires them.
Mumbai
5% base + 1%
BMC notified urban-transport surcharge shown separately.
Pune / Thane MC
5% + 1% + 1%
Base + municipal surcharge + separately notified Metro surcharge.
Gram Panchayat / other
4% base
Use only when the Article 25(b)(iii) category actually applies.
A special instrument, project scheme, exemption, concession or location notification can override this simplified standard-sale model.
Agreement value vs ASR / official market value
The Maharashtra Stamp Act defines market value for a property instrument by reference to the open-market value on the date of execution or the consideration stated in the instrument, whichever is higher. That is why this estimator asks for both values and uses the higher input for its standard-sale calculation.
Local and Metro additions
The Maharashtra Municipal Corporations Act provides a one-percent additional stamp-duty surcharge for sale/gift transactions in municipal-corporation areas. It also provides another one-percent surcharge in a city having a separately notified vital urban transport project. Maharashtra IGR currently lists Pune Metro, Thane Metro and Mumbai Metro material in its Metro Cess repository.
For an “Other Municipal Corporation” selection, the calculator does not assume the second transport-project surcharge automatically. It exposes an optional 1% switch that should only be used after you verify a current notification for that city/property.
Open official IGR circulars / Metro Cess list ↗Women's residential-property concession
Maharashtra's 2021 Budget officially announced a one-percentage-point stamp-duty concession over the prevailing rate for house-property transfer or sale-deed registration in women's name. The estimator includes this only as an optional qualifying scenario and applies the reduction to the Article 25 base-duty component.
Eligibility and operational conditions can change or depend on the exact purchasers and instrument. Do not select the concession merely because one purchaser is a woman; verify the current IGR treatment before payment.
Official Maharashtra Budget 2021 announcement ↗Registration charges are separate and remain manual
Maharashtra IGR's notifications index lists “Registration Fee Table Notification English version” dated 30 December 2002. During this review, the operative table text was not directly exposed through the current official indexed page, so MahaMetric deliberately does not hard-code a commonly quoted percentage or maximum cap as an authoritative current rule.
If you have verified the applicable registration fee from IGR for your transaction, enter that exact rupee amount in the optional field. Until then, treat the result as a stamp-duty estimate without a verified registration-fee amount.
Open official Registration Fee Table listing ↗Stamp duty calculator scope: what is not covered
Do not use this standard-sale estimator as a universal calculator for gift deeds, leases, leave-and-license agreements, development agreements, special schemes or every other instrument. Different transaction types can use different charging provisions, concessions or valuation rules.
Frequently asked questions
How is stamp duty calculated on a property in Maharashtra?
For this standard sale/conveyance estimator, MahaMetric applies the selected location category to the higher of the agreement/consideration value and the official market or ASR valuation you enter. Any separately modeled municipal or notified transport additions are then shown explicitly.
Which property value does this stamp duty calculator use?
It uses the higher of the agreement/consideration value and the official market or ASR valuation you enter. The correct valuation method still needs to be verified for the actual transaction.
Are stamp duty and registration charges the same?
No. Stamp duty and registration fee are separate transaction costs. MahaMetric estimates stamp duty but keeps registration fee manual so an unverified percentage or cap is not presented as a current rule.
Why is registration fee not calculated automatically?
Maharashtra IGR currently lists an official Registration Fee Table notification dated 30 December 2002, but MahaMetric has not directly verified the operative fee-table text from the official source. Enter a registration fee only after verifying it independently.
Why can Pune and Thane show an extra 1% transport surcharge?
The Maharashtra IGR circular repository lists separate Pune Metro and Thane Metro notifications. The Maharashtra Municipal Corporations Act also provides for an additional one-percent surcharge in a city with a notified vital urban transport project.
Does the women's concession reduce every surcharge too?
This estimator applies the one-percentage-point concession only to the Article 25 base duty, not to separately shown municipal or notified transport surcharges. Verify current eligibility and the live IGR calculation before relying on the result.
Can I use this calculator for gift deeds, leases or every property transaction?
No. It is intentionally scoped to a standard immovable-property sale/conveyance estimate. Different instruments, schemes, exemptions and special transactions can have different rules.
Official sources & next steps
Rule set reviewed 11 September 2026. Before a real transaction, re-check the live government valuation, duty and registration-fee workflow because statutes, notifications and concessions can change.